How Mama Mboga Saved for Her Stall Expansion
Wanjiku's 18-month journey from one stall to three using group savings.
Wanjiku Mwangi runs three vegetable stalls at Wakulima Market today. Eighteen months ago she had one. The difference was not a loan — it was a savings discipline she did not know was a product.
The first stall
In early 2024 Wanjiku was banking informally. Her chama (savings circle) was reliable but slow — KES 200 per week per member, payouts on a 30-week rotation. She wanted to add a stall but the next payout was 22 weeks away.
Stalls today
Total savings 18 months
Loans taken
What changed
She joined a Group Savings account at Omni-Trust. Same KES 200 weekly contribution, but the bank matched her savings discipline with a 6.5% interest tier and an instant overdraft against 60% of her balance once she crossed KES 50,000.
By month 9 she had enough to take a second stall. By month 14 — a third.
Start saving with a group
Open a Group Savings account in any branch or online — minimum 5 members.