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Omni-Trust Bank Kenya
Banking Made Simple

Business Banking at Omni-Trust Bank Kenya

Discover our range of Business Banking products and services designed to meet your financial needs.

Business Banking Products

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Business Account

Business Banking

Comprehensive business transaction account with payroll management, bulk payments, and dedicated relationship manager.

RTGS: KES 200

Bulk Payments: CSV upload M-Pesa Paybill: Dedicated number Internet Banking: Multi-signatory
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SME Loan

Business Banking

Working capital and expansion financing for small and medium enterprises. Flexible collateral options and rapid processing.

Insurance: Credit life required

Tenure: Up to 60 months Top-Up: Available after 6 months Collateral: Property, LPO, invoice
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Business Current Account

Business Banking

Comprehensive business transaction account with payroll management, bulk payments, and a dedicated relationship manager. Ideal for established enterprises.

RTGS Transfer: KES 200

From KES 10,000

Payroll management for 50+ staff free Bulk payment CSV upload Dedicated M-Pesa paybill number
business corporate current
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Business Savings Account

Business Banking

Put your business surplus to work with competitive interest of 3% p.a. while maintaining easy access to funds for operational needs.

Interest Rate: 3.0% p.a.

From KES 0

Interest rate of 3% p.a. No lock-in period Unlimited deposits
business savings interest
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Overdraft Facility

Business Banking

Flexible revolving credit facility up to KES 10 million to manage cash flow gaps. Interest charged only on the utilized amount with no fixed repayment schedule.

Renewal Fee: 1% annually

From KES 500,000

Facility up to KES 10,000,000 Interest on utilized amount only No fixed repayment schedule
business credit overdraft
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Invoice Discounting

Business Banking

Unlock up to 80% of your outstanding invoice value within 24 hours. Improve cash flow without waiting for customer payments. Confidential facility available.

Facility Fee: 1% p.a.

From KES 100,000

Up to 80% advance on invoice value 24-hour funding after approval Confidential discounting available
business trade-finance invoice
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Frequently Asked Questions

Find answers to common questions about our services.

What documents do I need to get started?

You will need a valid National ID or Passport, Tax PIN Certificate, a recent utility bill for address verification, and a passport-size photograph.

Account opening typically takes 30 minutes at any branch. You can also start your application online and complete verification at a branch.

Yes! Omni-Trust Bank Kenya offers both mobile banking and internet banking platforms, available 24/7 for account management, transfers, and payments.

Explore Business Banking

Visit any of our branches or apply online to access our Business Banking products today.

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