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Omni-Trust Bank Kenya
Banking Made Simple

SME Loan

Working capital and expansion financing for small and medium enterprises. Flexible collateral options and rapid processing.

Key Features

  • Tenure — Up to 60 months
  • Top-Up — Available after 6 months
  • Collateral — Property, LPO, invoice
  • Processing — 72 hours
  • Grace Period — Up to 3 months
  • Maximum Amount — KES 20,000,000

Rates & Charges

  • Insurance: Credit life required
  • Interest Rate: 14% - 18% p.a.
  • Processing Fee: 3%

Eligibility Requirements

  • Business operating 1+ year
  • Annual turnover KES 1M+
  • Bank statements (6 months)
  • Business plan for new ventures

Ready to Get Started?

Open your SME Loan today. Visit any branch or apply online.

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