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Omni-Trust Bank Kenya
Banking Made Simple

Business Current Account

Comprehensive business transaction account with payroll management, bulk payments, and a dedicated relationship manager. Ideal for established enterprises.

Key Features

  • Payroll management for 50+ staff free
  • Bulk payment CSV upload
  • Dedicated M-Pesa paybill number
  • Multi-signatory internet banking
  • Dedicated relationship manager
  • Detailed monthly analytics report

Rates & Charges

  • RTGS Transfer: KES 200
  • Payroll Processing: KES 30/employee
  • Monthly Maintenance: KES 500
  • Local Transfers (first 10): Free

Eligibility Requirements

  • Registered business in Kenya
  • Certificate of Incorporation
  • CR12 form (company directors)
  • Board resolution for account opening
  • Minimum annual turnover KES 5M

Required Documents

  • 📋 Certificate of Incorporation — Bring to branch
  • 📋 CR12 Form — Bring to branch
  • 📋 Board Resolution — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

Can we have multiple authorized signatories?
Yes, up to 5 signatories can be registered with configurable signing rules (any-one, any-two, or all-to-sign) for different transaction thresholds.
A minimum operating balance of KES 10,000 is recommended to avoid the monthly maintenance fee being applied.
Your relationship manager will assist with payroll setup. Upload salary schedules via CSV through internet banking, and funds are disbursed same-day.

Terms & Conditions

Business Current Accounts are governed by the Commercial Banking Terms and Conditions. The company is jointly and severally liable for all transactions conducted on the account. Changes to signatories require a new board resolution.

The Bank reserves the right to conduct periodic due diligence reviews on business accounts in compliance with Anti-Money Laundering regulations.

Ready to Get Started?

Open your Business Current Account today. Visit any branch or apply online.

Apply for Business Current Account

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