Insurance Products
Protect what matters most. Comprehensive insurance solutions for life, health, vehicle, and travel — all under one roof.
Our Insurance Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Term Life Insurance
InsuranceProtect your family with affordable term life cover up to KES 50 million. Flexible tenure from 5 to 30 years with optional critical illness rider.
No-Claim Bonus: 5% discount at renewal
Health Insurance
InsuranceComprehensive health insurance for individuals and families. Inpatient, outpatient, dental, and optical cover with access to 500+ hospitals across Kenya.
Individual Plan: From KES 3,000/month
Motor Insurance
InsuranceComprehensive and third-party motor insurance for private and commercial vehicles. Includes roadside assistance, windscreen cover, and excess protector.
Third Party Only: KES 7,500/year
Travel Insurance
InsuranceWorldwide travel protection covering medical emergencies, trip cancellation, lost baggage, and flight delays. Single-trip and annual multi-trip plans available.
Annual Multi-Trip: KES 25,000
Insurance FAQs
Find answers to common questions about our services.
Are these insurance products underwritten by Omni-Trust Bank?
Insurance products are underwritten by our licensed insurance partners and distributed through the Bank. This gives you the convenience of banking and insurance in one place.
Can I pay premiums from my bank account?
Yes, premiums can be deducted directly from your Omni-Trust account via standing order, ensuring you never miss a payment.
How do I make a claim?
Claims can be initiated through our mobile app, internet banking, or at any branch. Our insurance desk guides you through the documentation and settlement process.
Can I bundle multiple insurance products?
Yes, bundling life, health, and motor insurance qualifies for a multi-policy discount of up to 15% on combined premiums.
Get Protected Today
Request a free insurance quote and protect your family, health, and assets.