Skip to main content
Omni-Trust Bank Kenya
Banking Made Simple

Our Products & Services

Comprehensive banking solutions for every need

Personal Banking

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Savings Account

Personal Banking

Grow your wealth with competitive tiered interest rates up to 7.5% p.a. on your deposits. Start with as little as KES 1,000 and enjoy free mobile banking and Visa debit card.

Tier 3 (1M+): 7.5% p.a.

From KES 1,000

Tiered interest up to 7.5% p.a. Free Visa debit card included Free mobile and internet banking
savings personal beginner
Learn More

Current Account

Personal Banking

Flexible everyday banking with cheque book facility, overdraft options, and seamless M-Pesa integration for all your daily transactions. Free monthly transfers included.

Local Transfer: KES 50

From KES 0

Cheque book facility available Overdraft up to 3x monthly salary Direct M-Pesa paybill integration
current personal everyday
Learn More

Fixed Deposit

Personal Banking

Lock in guaranteed returns with our fixed deposit accounts. Tenures from 1 month to 5 years with rates up to 12% p.a. Loan against deposit facility available.

1-5 Years: 12.0% p.a.

From KES 50,000

Guaranteed returns up to 12% p.a. Flexible tenure from 1 to 60 months Loan against deposit up to 90%
fixed-deposit personal investment
Learn More

Personal Loan

Personal Banking

Quick access to funds for emergencies, education, or personal projects. Borrow up to KES 5 million with competitive rates from 13% p.a. and 48-hour processing.

Interest Rate: 13% - 16% p.a.

From KES 50,000

Borrow up to KES 5,000,000 Competitive rate from 13% p.a. Tenure up to 60 months
loan personal unsecured
Learn More

Mortgage Loan

Personal Banking

Make your dream home a reality with affordable mortgage financing up to KES 50 million. Enjoy tenures up to 25 years with fixed or variable rate options.

Legal Fee: 1% of loan amount

From KES 1,000,000

Finance up to KES 50,000,000 Tenures up to 25 years Up to 90% property value financing
mortgage personal property
Learn More

Platinum Credit Card

Personal Banking

Enjoy global acceptance, rewards points on every purchase, and a credit limit up to KES 500,000. Complimentary airport lounge access and travel insurance included.

Annual Fee: KES 5,000

Credit limit up to KES 500,000 2x rewards points on all purchases Complimentary airport lounge access
credit-card personal rewards
Learn More

Student Account

Personal Banking

Zero-fee banking designed for students aged 18-25. Enjoy free transactions, a Visa debit card, and financial literacy resources to build your banking habits early.

Monthly Maintenance: Free

From KES 0

Zero account maintenance fees Free Visa debit card Free mobile and internet banking
student personal youth
Learn More

Senior Citizen Account

Personal Banking

Specially designed for customers aged 60 and above with higher fixed deposit rates, priority service at branches, and complimentary health insurance discounts.

Cheque Book: Free (25 leaves quarterly)

From KES 0

Enhanced FD rates (+0.5% above standard) Priority branch service Free quarterly health check-up voucher
senior personal retirement
Learn More
Share: