Cashback Card
Earn automatic cashback on everyday spending — 5% on groceries, 3% on fuel, and 1% on everything else. No points to track, just real money back.
Key Features
- 5% cashback on groceries
- 3% cashback on fuel stations
- 1% cashback on all other purchases
- Automatic monthly statement credit
- No cashback expiry
- No minimum redemption threshold
Rates & Charges
- Annual Fee: KES 3,000
- Interest Rate: 2.3% per month
- Foreign Transaction: 2.75%
- Monthly Cashback Cap: KES 5,000
Eligibility Requirements
- Minimum gross income KES 50,000/month
- Clean credit bureau record
- Age 21-65 years
Required Documents
- 📋 National ID or Passport — Bring to branch
- 📋 Latest 3 months payslips — Bring to branch
- 📋 KRA PIN Certificate — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
How is cashback credited?
Is there a maximum cashback per month?
Which grocery stores qualify?
Terms & Conditions
The Cashback Card is subject to the Credit Card Terms and Conditions. Cashback rates are applied based on the Merchant Category Code (MCC) assigned by Visa. The Bank does not control MCC assignments and is not responsible for merchants incorrectly classified.The monthly cashback cap of KES 5,000 applies across all categories combined. The Bank reserves the right to modify cashback rates and caps with 30 days notice.
Ready to Get Started?
Open your Cashback Card today. Visit any branch or apply online.
Apply for Cashback Card
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Platinum Rewards Card
Rewards & CardsEarn 3x reward points on travel and 2x on dining. Complimentary airport lounge access, concierge services, and travel insurance worldwide.
Annual Fee: KES 10,000
Gold Rewards Card
Rewards & CardsEarn 2x reward points on dining and lifestyle purchases. Enjoy dining discounts at 200+ partner restaurants and entertainment venues.
Annual Fee: KES 5,000
Cashback Card
Rewards & CardsEarn automatic cashback on everyday spending — 5% on groceries, 3% on fuel, and 1% on everything else. No points to track, just real money back.
Annual Fee: KES 3,000