Diaspora Mortgage
Purchase or build property in Kenya from anywhere in the world. Finance up to KES 30 million with remote processing, virtual property tours, and trusted conveyancing.
Key Features
- Finance up to KES 30,000,000
- Fully remote application and processing
- Virtual property tours available
- Trusted conveyancing partners
- Competitive diaspora rate
- Tenure up to 20 years
Rates & Charges
- Legal Fee: 1.5% of loan
- Interest Rate: 12.0% p.a.
- Valuation Fee: KES 20,000
- Processing Fee: 2%
Eligibility Requirements
- Kenyan citizen living abroad
- Minimum income USD 3,000/month equivalent
- Property in Kenya
- Valid sale agreement
- CRB clearance
Required Documents
- 📋 Kenyan Passport — Bring to branch
- 📋 Proof of income abroad — Bring to branch
- 📋 Sale agreement and title deed — Bring to branch
- 📋 Property valuation report — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
Can I process everything remotely?
Can I use rental income to service the mortgage?
What if I return to Kenya?
Terms & Conditions
Diaspora Mortgages are secured against Kenyan property and governed by Kenyan law. The borrower must appoint a local representative (power of attorney) for physical processes such as property inspections and document execution where required.Repayments can be made in the borrower's local currency with conversion at the prevailing exchange rate. Exchange rate fluctuations are borne by the borrower.
Ready to Get Started?
Open your Diaspora Mortgage today. Visit any branch or apply online.
Apply for Diaspora Mortgage
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