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Omni-Trust Bank Kenya
Banking Made Simple

Sukuk Bonds

Invest in Sharia-compliant Islamic bonds backed by tangible assets. Earn halal fixed income with Government of Kenya and corporate Sukuk offerings.

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Key Features

  • Asset-backed Islamic bonds
  • Government and corporate Sukuk
  • Fixed income returns (halal)
  • Sharia Advisory Board certified
  • Tenures from 2 to 10 years
  • Tax advantages on government Sukuk

Rates & Charges

  • Brokerage Fee: 0.12%
  • Corporate Sukuk: 12% - 15% p.a.
  • Government Sukuk: 10% - 13% p.a.
  • Minimum Investment: KES 50,000

Eligibility Requirements

  • Open to all investors
  • CDS account required
  • Minimum investment KES 50,000
  • Valid KRA PIN

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch
  • 📋 CDS account number — Bring to branch
  • 📋 Source of funds (for investments above KES 1M) — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

Are Sukuk bonds risk-free?
Government Sukuk carry sovereign credit risk which is generally very low. Corporate Sukuk carry the credit risk of the issuing entity. All Sukuk are asset-backed, providing an additional layer of security.
Yes, Sukuk can be traded on the secondary market through the Nairobi Securities Exchange. Liquidity depends on market conditions.
Government infrastructure Sukuk enjoy the same tax exemptions as conventional infrastructure bonds. Corporate Sukuk returns are subject to standard withholding tax.

Terms & Conditions

Sukuk bonds are Sharia-compliant investment certificates backed by tangible assets or projects. Returns are generated from the underlying asset performance rather than interest. All Sukuk offered through Omni-Trust Bank are certified by the Sharia Advisory Board.

Secondary market trading is available but prices may fluctuate based on market conditions. The Bank acts as a broker and does not guarantee liquidity or prices in the secondary market.

Ready to Get Started?

Open your Sukuk Bonds today. Visit any branch or apply online.

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Apply for Sukuk Bonds

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