Women in Business Loan
Empowering women entrepreneurs with reduced interest rates, flexible collateral, and business development support. Loans from KES 100,000 to KES 10 million.
Key Features
- Reduced interest rate (2% below standard)
- Flexible collateral requirements
- Business development training included
- Networking events and mentorship
- Grace period up to 3 months
- Group and individual lending options
Rates & Charges
- Training: Free (2 workshops per year)
- Insurance: Group credit life included
- Interest Rate: 12% - 15% p.a.
- Processing Fee: 1.5%
Eligibility Requirements
- Women-owned business (51%+ ownership)
- Business operating 6+ months
- Business registration certificate
- Basic financial records or business plan
Required Documents
- 📋 National ID — Bring to branch
- 📋 Business registration certificate — Bring to branch
- 📋 Business plan or financial records — Bring to branch
- 📋 Proof of women ownership (CR12 or partnership deed) — Bring to branch
Frequently Asked Questions
Find answers to common questions about our services.
What makes this different from a regular SME loan?
Does my business need to be 100% women-owned?
What training is provided?
Terms & Conditions
The Women in Business Loan program is part of Omni-Trust Bank's commitment to gender-inclusive finance. Reduced rates are funded in part by development finance institution partnerships. Borrowers must attend at least one business development workshop per year.Ownership verification is conducted at origination and annually. Changes in ownership structure that reduce women's ownership below 51% may result in reclassification to standard SME loan terms.
Ready to Get Started?
Open your Women in Business Loan today. Visit any branch or apply online.
Apply for Women in Business Loan
Related Products
Comprehensive financial solutions designed for individuals, businesses, and institutions.
SME Working Capital Loan
SME BankingWorking capital financing from KES 500,000 to KES 20 million for established SMEs. Flexible collateral options including LPOs, invoices, and property.
Insurance: Credit life required
From KES 500,000
MSME Startup Loan
SME BankingSpecially designed for micro and small enterprises with loans from KES 50,000 to KES 2 million. Simplified documentation with group lending and mentorship options.
Insurance: Group credit life included
From KES 50,000
SME Asset Finance
SME BankingFinance business equipment, vehicles, and machinery with up to 80% asset value financing. New and used assets eligible with tenures up to 60 months.
Insurance: Comprehensive required
From KES 200,000
Women in Business Loan
SME BankingEmpowering women entrepreneurs with reduced interest rates, flexible collateral, and business development support. Loans from KES 100,000 to KES 10 million.
Training: Free (2 workshops per year)
From KES 100,000