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Omni-Trust Bank Kenya
Banking Made Simple

Our Products & Services

Comprehensive banking solutions for every need

Business Banking

Comprehensive financial solutions designed for individuals, businesses, and institutions.

Business Account

Business Banking

Comprehensive business transaction account with payroll management, bulk payments, and dedicated relationship manager.

RTGS: KES 200

Bulk Payments: CSV upload M-Pesa Paybill: Dedicated number Internet Banking: Multi-signatory
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SME Loan

Business Banking

Working capital and expansion financing for small and medium enterprises. Flexible collateral options and rapid processing.

Insurance: Credit life required

Tenure: Up to 60 months Top-Up: Available after 6 months Collateral: Property, LPO, invoice
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Business Current Account

Business Banking

Comprehensive business transaction account with payroll management, bulk payments, and a dedicated relationship manager. Ideal for established enterprises.

RTGS Transfer: KES 200

From KES 10,000

Payroll management for 50+ staff free Bulk payment CSV upload Dedicated M-Pesa paybill number
business corporate current
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Business Savings Account

Business Banking

Put your business surplus to work with competitive interest of 3% p.a. while maintaining easy access to funds for operational needs.

Interest Rate: 3.0% p.a.

From KES 0

Interest rate of 3% p.a. No lock-in period Unlimited deposits
business savings interest
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Overdraft Facility

Business Banking

Flexible revolving credit facility up to KES 10 million to manage cash flow gaps. Interest charged only on the utilized amount with no fixed repayment schedule.

Renewal Fee: 1% annually

From KES 500,000

Facility up to KES 10,000,000 Interest on utilized amount only No fixed repayment schedule
business credit overdraft
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Invoice Discounting

Business Banking

Unlock up to 80% of your outstanding invoice value within 24 hours. Improve cash flow without waiting for customer payments. Confidential facility available.

Facility Fee: 1% p.a.

From KES 100,000

Up to 80% advance on invoice value 24-hour funding after approval Confidential discounting available
business trade-finance invoice
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Trade Finance

Business Banking

Facilitate international trade with letters of credit, bank guarantees, and documentary collections in multiple currencies. Global correspondent banking network.

Amendment Fee: USD 50

Import and export letters of credit Performance and bid bond guarantees Documentary collections (D/P and D/A)
business trade-finance import
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Merchant Services

Business Banking

Accept payments anywhere with our POS terminals, payment gateway, and QR code solutions. Competitive merchant discount rate of 2.5% with next-day settlement.

QR Payments: 1.5% per transaction

POS terminal (Android smart terminal) Online payment gateway integration QR code payment acceptance
business payments pos
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