Our Products & Services
Comprehensive banking solutions for every need
Islamic Banking
Comprehensive financial solutions designed for individuals, businesses, and institutions.
Murabaha Financing
Islamic BankingSharia-compliant cost-plus financing for asset purchases. The bank purchases the asset and resells it to you at a disclosed profit margin. Approved by our Sharia Advisory Board.
Profit Rate: 12% - 15% p.a.
From KES 100,000
Ijara Leasing
Islamic BankingSharia-compliant leasing arrangement where the bank purchases and leases the asset to you. Ownership transfers at the end of the lease term. Asset-backed and interest-free.
Takaful: Included in rental
From KES 200,000
Musharaka Partnership
Islamic BankingJoint partnership financing where the bank and customer co-invest in a venture. Profits are shared according to an agreed ratio. Ideal for property and business ventures.
Takaful: 0.75% p.a.
From KES 500,000
Wakala Investment
Islamic BankingSharia-compliant agency-based investment where you appoint the bank as your agent (Wakil) to invest your funds in Sharia-approved ventures. Target returns with profit distribution.
Agency Fee: 1% of investment p.a.
From KES 100,000
Sukuk Bonds
Islamic BankingInvest in Sharia-compliant Islamic bonds backed by tangible assets. Earn halal fixed income with Government of Kenya and corporate Sukuk offerings.
Brokerage Fee: 0.12%
From KES 50,000