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Omni-Trust Bank Kenya
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Balanced Fund

A mixed portfolio of equities, bonds, and money market instruments for balanced risk and return. Ideal for investors seeking moderate growth with some income.

Key Features

  • Mixed asset allocation (equities, bonds, cash)
  • Dynamic rebalancing by fund manager
  • Moderate risk-return profile
  • Quarterly rebalancing
  • Semi-annual income distribution
  • Suitable for 2-5 year horizon

Rates & Charges

  • Management Fee: 2% p.a.
  • Target Allocation: 40% equity, 40% bonds, 20% cash
  • Minimum Investment: KES 25,000
  • Historical Return (5yr avg): 12% p.a.

Eligibility Requirements

  • Open to individuals and corporates
  • Moderate risk tolerance
  • Minimum investment KES 25,000
  • Recommended horizon 2-5 years

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch
  • 📋 Risk assessment questionnaire — Bring to branch
  • 📋 Source of funds declaration — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

What is the asset allocation strategy?
The target allocation is 40% equities, 40% bonds, and 20% money market instruments. The fund manager dynamically adjusts within ranges based on market conditions.
The portfolio is rebalanced quarterly to maintain the target allocation. When one asset class outperforms, gains are trimmed and reinvested in underperforming classes.
Yes, the balanced fund is commonly used for medium-term goals including retirement savings, education funds, and general wealth building.

Terms & Conditions

The Balanced Fund invests across multiple asset classes to achieve a balance of growth and income. Asset allocation ranges allow the fund manager flexibility to respond to market conditions within defined limits.

As with all collective investment schemes, the value of the fund can fluctuate. Investors should review the fund's Key Investor Information Document before investing.

Ready to Get Started?

Open your Balanced Fund today. Visit any branch or apply online.

Apply for Balanced Fund

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