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Omni-Trust Bank Kenya
Banking Made Simple

Money Market Fund

Earn competitive returns of 10-12% p.a. on your idle cash through a professionally managed money market fund. Daily liquidity with no lock-in period.

Key Features

  • Target returns 10-12% p.a.
  • Daily liquidity — redeem anytime
  • No lock-in period or penalties
  • Low minimum investment KES 10,000
  • Professional fund management
  • Regulated by Capital Markets Authority

Rates & Charges

  • Management Fee: 1.5% p.a.
  • Minimum Top-Up: KES 1,000
  • Minimum Investment: KES 10,000
  • Current Yield (7-day): 11.2% p.a.

Eligibility Requirements

  • Open to individuals and corporates
  • Valid identification documents
  • KRA PIN Certificate
  • Minimum investment KES 10,000

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch
  • 📋 Bank account details — Bring to branch
  • 📋 Source of funds declaration (above KES 1M) — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

Is the money market fund safe?
Money market funds invest in low-risk instruments like government securities, bank deposits, and commercial paper. While not guaranteed, they are among the lowest-risk investment vehicles.
Redemptions are processed within 2 business days. For amounts under KES 100,000, same-day processing is available through our mobile app.
Returns from money market funds are subject to 15% withholding tax deducted at source. You receive net returns and a tax certificate for your annual filing.

Terms & Conditions

The Money Market Fund is managed by a licensed fund manager regulated by the Capital Markets Authority (CMA) of Kenya. Past performance does not guarantee future returns. The fund value may fluctuate and investors may receive less than their original investment.

The fund invests in government securities, fixed deposits, and commercial paper of high credit quality. Fund reports are published quarterly and annual audited accounts are available to all unit holders.

Ready to Get Started?

Open your Money Market Fund today. Visit any branch or apply online.

Apply for Money Market Fund

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