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Omni-Trust Bank Kenya
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Fixed Income Fund

Invest in a diversified portfolio of government bonds and corporate debt securities. Stable returns with capital preservation focus. Ideal for conservative investors.

Key Features

  • Government and corporate bonds
  • Stable returns with low volatility
  • Capital preservation focus
  • Monthly income distribution option
  • Tax-efficient infrastructure bonds
  • Rated by independent agencies

Rates & Charges

  • Current Yield: 12.5% p.a.
  • Management Fee: 1.5% p.a.
  • Minimum Investment: KES 25,000
  • Exit Fee (within 6 months): 0.5%

Eligibility Requirements

  • Open to individuals and corporates
  • Conservative risk profile
  • Minimum investment KES 25,000
  • KRA PIN Certificate

Required Documents

  • 📋 National ID or Passport — Bring to branch
  • 📋 KRA PIN Certificate — Bring to branch
  • 📋 Bank account details — Bring to branch

Frequently Asked Questions

Find answers to common questions about our services.

How safe is the fixed income fund?
The fund invests primarily in government securities (70%+) which carry sovereign credit risk, considered very low. Corporate bonds are selected from investment-grade issuers.
The fixed income fund offers higher returns and daily liquidity compared to fixed deposits, but returns are not guaranteed and fluctuate based on bond market conditions.
Yes, you can opt for the income distribution mode where coupon income is paid out monthly to your bank account.

Terms & Conditions

The Fixed Income Fund invests in government and corporate debt securities. While bond investments are generally lower risk than equities, they are subject to interest rate risk and credit risk. Bond values may decrease when interest rates rise.

The fund aims to preserve capital while generating income, but this objective is not guaranteed. Early exit within 6 months of investment attracts a 0.5% fee.

Ready to Get Started?

Open your Fixed Income Fund today. Visit any branch or apply online.

Apply for Fixed Income Fund

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